ATM | Cash Machine | Commercial Insurance | Shop Insurance | Payroll Services

Financial Services

th?nk insurance – we think you will not want to miss this opportunity

After consultation with our brokers, th?nk is pleased to be able to offer access to an exclusive scheme for retail and commercial insurance. We know and understand your needs and so have agreed valuable core covers, to protect you against loss or damage . The policy that we have agreed will be available with the following cover

• Property damage -  all risks cover, which automatically includes accidental damage to your selected property.
• Buildings insurance – cover for your buildings at an agreed sum insured
• Tenants improvements – when you have improved your landlords premises
• Contents insurance – cover for your stock and other contents against loss or damage
• Stock of cigarettes and tobacco  - to an agreed value
• Stock of wines and spirits - to an agreed value
• Stock in trade – to an agreed value
• Trade fixtures and fittings -  accidental loss or damage cover
• Glass cover – in the event of breakage of internal or external glass
• Frozen Foods -  will provide cover for loss or damage to frozen foods as a result of breakdown of the refrigeration unit, accidental failure of the electricity supply or leakage of refrigerant from the unit.
• Property in Transit – cover for accidental loss or damage to property whilst in transit
• Money – protection against loss of money belonging to your business
• Business Interruption – cover for reduced income as a result of an insurable loss
• Increased cost of working – cover for increased running costs
• Book Debts - cover for the costs of tracing and establishing money owed to the business following loss or damage to your business books or records
• Employers’ Liability – legal liability cover for death or bodily injury to employees whilst working for you
• Public and Products Liability - providing you with protection for your legal liability to third parties should you injure them or damage their property
• Commercial Legal Protection – the policy provides cover in the event of a legal dispute with an employee, a customer or supplier arising in connection with your business.
• Loss of Licence cover will provide cover for the reduction in value of your interest in the premises or business as a result of non-renewal or withdrawal of your licence from causes beyond your control.

The th?nk  brokers are ready to provide you with a tailor made quotation at the specially agreed discounted rates. To ensure that the premiums are the best and to ensure you are offered all of the cover you need, please contact them through this web site by using the contact form at the bottom of this section and you will be contacted within one working day.
By arranging insurance on this basis, we can be sure that you are only purchasing the cover you need and are not bombarded by unnecessary additions.

Please remember that with insurance the cover offered is equally as important as the premium paid. All of the products offered are provided and recommended by independent insurance brokers who are Authorised and Regulated by the Financial Services Authority.

Payroll Services

th?nk knows you are looking to take the pressure off your heavy workload but at the same time need to make your hard earned profit go further.  No matter what system you currently use to deal with you Payroll Processing, and the Tax and NI matters that go with this, we strongly advise that you to get a quote for this work through our Approved Supplier. You will find it hard to beat the service and the price, and even if you currently do this work yourself you will find this a more cost effective solution than the cost of your precious time. Confidentiality is guaranteed at all times.

Services Provided

• Set up of initial Inland Revenue PAYE Scheme
• Set up of Inland Revenue on-line submission
• Weekly Payroll Processing
• Two weekly Payroll Processing
• Four weekly Payroll Processing
• Monthly Payroll Processing
• Monthly Inland Revenue notification (yellow book)
• Payments direct to employees via Autopay / Payflow / Telepay
• Employee Payslips
• Management reports
• On-line year end submissions
• P45’s  -  P46s – P35 – P14s – P60 as required

When we do your payroll processing we supply employee payslips, payment summary reports, other management reports as agreed with you along with  P45 for leavers.

We will deal with all of the monthly and end of year Inland Revenue submissions for you and use cost efficient on-line submissions where available.

Our communication systems to collect data from you, and supply to you the management reports can be by e mail, phone, fax or mail – but we recommend we send out payslips by post only.

Charges

The discounted charges for th?nk Payroll Services are simple, we charge you a one off set-up fee of £150 and then you pay £1.50 per payslip produced no matter how few staff you have. This fee per payslip covers all work relating to payroll processing including pay slips and management reports. Discount are available to those with larger employee numbers.

Fees for year end Inland Revenue submissions and other payroll services are available by request.

The Directors of th?nk have used this very efficient service for over 7 years and we believe it is one of the most cost effective solutions we have come across in business. Try it for yourself by using the contact form below.

th?nk cash machines – Think income!

th?nk are proud to be have the UK’s premier independent ATM operator, who are a division of the worlds largest operator, Cardtronics -  as our partner. We have worked with this approved supplier over many years and they have a proven record as a reactive company who will give you the best possible service in this industry.

This th?nk approved supplier installs only top of the range cash machines which are then monitored 24hrs a day. They say ‘  Our business has been built on customer recommendation which has driven our growth, because of this we have a loyalty to our supplied product stronger than any other supplier, in this area of retail finance. In return our customers have been rewarded with the industry’s highest level of service’.

th?nk customer service – think profit

An ATM on your premises takes up minimal space yet provides your customers with a hugely valuable service, and YOU with more profit. 

Whilst your customers benefit from having easy local access to their money, when they need it and when they cannot get to a town centre machine, you benefit from

When a cash machine is approved and installed, there is normally a rental income agreed dependant on the style of ATM you choose.  Both free and surcharging ATM’s are available dependant on your location. Our approved supplier will evaluate the best option for you and your business, and pride themselves on installing “free to use” ATM’s into deprived areas.  In fact they were the first independent operator to do so.

The th?nk  approved supplier cash machines accepts all cards, not only LINK cards such as Visa and Mastercard but  includes American Express and Diners Club as well .  That means over 120 million cards in the UK alone.

Whether it be a self fill or fully managed ATM you are interested in contact us below for more information and a suitability survey.  You have nothing to lose except that additional income which is pure profit on your bottom line.

th?nk ATM facts and figures

In the UK alone, during 2006 there were circa 3 billion ATM transactions, involving circa £200 billion worth of cash withdrawals. In the last 5 years the number of ATM’s in the UK has grown from 36,000 to over 61,000.  More than 35,000 of these ATM’s are free to use.  An all time high. Approximately 226 million transactions are carried out by the UK general public every month. On average 1 million transactions are carried out per hour in the UK

Business Loans

th?nk are at present negotiating a fantastic deal for you on Business Loans – whether it is for a refit, a larger piece of equipment, or any other investment into your retail business, we will soon be able to get you a great deal at www.thinkretailsolutions.co.uk

We at th?nk help you get more refit for your money and soon we will be able to help you get more money for your refit.

If you want to ask a question or find out more please use the th?nk feedback form provided.